WE VALUE YOUR PRIVACY.
CNet Technologies is a consumer reporting agency governed by the federal Fair Credit Reporting Act (FCRA) along with other state and federal laws.
This Policy covers personal information provided by CNet’s clients, and their job applicants and employees (as well as other individuals who have given their written authorization for CNet’s clients to conduct a background investigation on them), using CNet’s online background screening software that is accessible only through an access-restricted portion of CNet’s web site. CNet will collect, store, and use personally identifiable information only in compliance with applicable law, including the FCRA.
When you browse CNet’s publicly accessible web site, you do so anonymously. CNet collects personally identifiable information from you only if you choose to provide this information to us. In some instances, CNet may collect non-personal (e.g., aggregate or demographic) data through cookies. This information is used to better understand and improve the usability, performance and effectiveness of the cnettechnologies.com web site, as is further described below under “Cookies and Tracking Technology”.
The types of personal information we may collect about you through our publicly accessible web site include the following (should you decide to provide such information to CNet): (a) contact and identifying information (e.g., name, address, e-mail address, phone and fax numbers, employer(s), job title) in connection with your interest in receiving information about, CNet products or services. (b) your resume information and employment application information in response to CNet job openings; and (c) any other personal information that you may voluntarily provide to us in an online form or through an e-mail.
Access to certain CNet web pages and online services is not available to the general public and requires a login code and password provided by CNet. Those web pages, and the information downloadable to and from those pages, are made available only to clients of CNet. On these web pages, CNet collects only information that the user voluntarily shares with CNet.
If you are using this web site to open an employment screening account with CNet, we collect the information requested on our account application form, including contact information and financial information (such as credit card number or billing information). This information is used for internal purposes, such as account establishment, billing, fulfillment of orders and customer service.
How We Use Your Personal Information
When your personal information is collected on CNet’s publicly accessible web site, CNet will inform you at the point of collection of the purpose for the collection. CNet will use your personal information only in the way we specify when it is collected unless you consent to a different use.
For example, CNet may use personal information submitted in an account application to set up and maintain your account. CNet also may use the personal information you provide to answer your questions and inquiries, to support CNet’s own recruitment activities in response to your inquiries into CNet’s job postings, and to provide newsletters and other information (if any) that you have requested.
If you have provided your personal information over this web site in connection with a background screen ordered by CNet’s client – CNet may use your personal information to perform your background screen for that client. CNet will not use your information to conduct a background screening investigation and create a report unless CNet’s client has provided a certification required by the FCRA and any other applicable law. In this certification, CNet’s client certifies to CNet that it has a legally permissible purpose for ordering the background screen, and that it has, to the extent required by applicable law, obtained your informed consent to conduct the background screen.
Information Sharing and Disclosure
CNet may disclose personal information as necessary or appropriate in connection with any of the purposes for which we use personal information as described above in “How We Use Your Personal Information”.
When CNet conducts a background screening investigation about you, CNet may disclose information that you submit through this web site to the CNet client that ordered a background screening investigation on you. CNet also may disclose your information to certain third parties as necessary to conduct the background investigation (such as educational institutions, prior employers, courts, law enforcement agencies and other persons or entities that may provide or verify information about you), as well as to a third-party representative or subcontractor authorized by CNet to assist in the background screening investigation. These third party representatives and subcontractors include service providers that help host or support the web site or otherwise provide technical assistance, court researchers and other data and service vendors. CNet transfers to these representatives and subcontractors only the personal information they need to deliver to CNet (for the benefit of CNet’s client) the requested product or service. CNet prohibits these third parties from using that information for any other purpose. CNet requires that these parties maintain commercially reasonable measures to protect the confidentiality of your information.
Personal Information Disclosure: United States or Overseas
Cookies and Tracking Technology
CNet’s web site may use the standard technology called a “cookie” to collect information about how you use the web site.
A cookie is a small data file that is transferred to your hard drive and used for record-keeping purposes. A cookie file can contain information such as the URL you came from, your computer’s IP address (i.e., the Internet address of your computer) and domain type (e.g., .com or .org, etc.), your browser type, the country, state and telephone area code where your server is located, the pages of our site that were viewed during a visit, and any search terms that you entered on our site. This information is used for internal and analytics purposes only, and we do not link your URL or IP address to any personal information unless you have logged into our web site with a CNet account login and password. In addition, CNet’s web site does not allow other parties to collect personally identifiable information about an individual consumer’s online activities over time and across different Web sites when a consumer uses the CNet web site.
CNet is committed to protecting the personal information that CNet receives about consumers. While we cannot guarantee the security of that information, we utilize a combination of online and offline security technologies, procedures and organizational measures to help safeguard consumer information against loss, misuse, and unauthorized access, disclosure, alteration and destruction.
We employ Secure Socket Layer (SSL) data encryption when data is transmitted over the Internet to our web site. We have installed layered firewalls and other security technologies to help prevent unauthorized access to our systems. Strong password protection protocols are used on our computers, and employees are kept up-to-date on our security and privacy policies. The servers used to store consumer information are maintained in a secure environment with appropriate security measures.
Your Ability to Review or Modify Personal Information, or Unsubscribe.
CNet strives to protect the quality and integrity of your personal information. If you have provided your personal information (such as zip code, phone, e-mail or postal address) to CNet while browsing CNet’s publicly accessible web site, and wish to update such personal information (if any) that you have provided us, please e-mail us at email@example.com. Also, if you wish to unsubscribe from any of our newsletters or other communications for which you have registered, you may e-mail us firstname.lastname@example.org. If you are a CNet client with a registered account, you may review (and update) your account information by logging into your account. If you are an individual on whom a CNet client has requested a background screening investigation, and have submitted personal information to CNet at the request of such client for purposes of procuring a background report, then you can review your CNet file in accordance with your file disclosure rights under the Fair Credit Reporting Act, California Civil Code Section 1786.22 and any other applicable state laws by contacting CNet’s Customer Service Department at email@example.com.
Children Under Age 13
CNet Technologies, LLC.
3809 S. General Bruce Dr. #103
PO Box 325
Temple, TX 76502
A Summary of Your Rights Under the Fair Credit Reporting Act
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
- You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information. report.
- You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
- a person has taken adverse action against you because of information in your credit report;
- you are the victim of identify theft and place a fraud alert in your file;
- your file contains inaccurate information as a result of fraud;
- you are on public assistance;
- you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
- You have the right to ask for a credit score.Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
- You have the right to dispute incomplete or inaccurate information.If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
- Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
- Consumer reporting agencies may not report outdated negative information.In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
- Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
- You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
- You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-567- 8688.
- You may seek damages from violators.If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
- Identity theft victims and active duty military personnel have additional rights.For more information, visit www.consumerfinance.gov/learnmore.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
Contact Information by Type of Business
1700 G Street NW
Washington, DC 20552
Washington, DC 20580
a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
P.O. Box 1200
Minneapolis, MN 55480
1100 Walnut Street, Box #11
Kansas City, MO 64106
Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach (DCCO)
0775 Duke Street
Alexandria, VA 22314
Department of Transportation
1200 New Jersey Avenue, SE
Washington, DC 20590
Department of Transportation
395 E Street S.W.
Washington, DC 20423
United States Small Business Administration
409 Third Street, SW, 8th Floor
Washington, DC 20416
100 F St NE
Washington, DC 20549
1501 Farm Credit Drive
McLean, VA 22102-5090
Washington, DC 20580